Why Document?

Why is documentation so important in this industry? You must keep records to help us help you. Without them, it may be your word against the claimant’s if something was to go wrong. In this day and age, when you are forced to defend yourself in court (even if you have done nothing wrong) simple documentation should not be considered a hassle, but a tool. There are documents required by law that you must have, like pool water results; and there are also documents which you should be keeping for evidence that you are on top of the daily operation of your business, like a maintenance or complaint log.

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Material Safety Data Sheets

The purpose of Material Safety Data Sheets is to inform employees of the potential hazards associated with materials used or stored in their work area. A MSDS also advises employees on the appropriate way to handle hazardous chemicals, what PPE is required for handling the chemical, how to properly store the chemical, information on spill containment and clean-up, etc.

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Details on the Consumer Product Safety Commission Handbook for Playgrounds

The CPSC handbook includes information on: crush and shearing points, entanglement and impalement, entrapment, suspended hazards, tripping hazards and sharp points, corners and edges. Some elements of the guidebook are very specific as to what type of equipment you should have and how it needs to be installed and maintained.

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Special Committee

Many campgrounds and RV parks have special committees run by their seasonal campers to plan activities and/or events. The authority given to these committees varies depending on the arrangement between them and management. Some parks allow them to plan, schedule and run an event with little or no oversight from management. However, the ownership can be held just as liable for any injuries occurring during one of these activities. A prior claim demonstrates this scenario very clearly.

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Building Coverage vs. Contents Coverage

When you’re considering what limits of insurance to place on your buildings it is important to decipher what would be included as part of your building coverage, and what would be included as contents under your insurance policy.

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